How to Invest for Retirement

Some people think they will never retire; 

they will work for the rest of their lives.

Because of this belief, they don't take action today.

I'm here to tell you; you will retire.

You don't know the future.  You might have a health scare.  You might become disabled.  You may not have the energy to work.

The average Social Security check is $1500 a month.

Can you really live on $1500 a month?

If you have debt, the answer is no.

Don't make your future-self miserable in retirement.

Take actions today to give yourself a better future.

It's difficult to invest money you could spend today when you don't have a vision of your future.

Take a few minutes to think about what retirement looks like to you.

Is it more time with family?

Is it time at the beach?

Is it more time volunteering?

Creating a vision gives you more incentive to start investing in your retirement today.

Time and contributions are the two biggest variables in compounding.

What if I told you time was more important than how much you contribute?

Of course, your contribution impacts your balance, but the longer your money is in the account, the more power you give to compounding.

Your employer match is free money.  Take advantage of it and start contributing today.

If you're just starting your financial journey, now is the best time to start.

Set it up with your employer and forget it until you are out of bad debt completely.

I would recommend contributing at least enough to get the employer match up to 10% while you're in debt.